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MONEY SAVING TIPS



Saving money is an exciting game for me, and I’d like to share exactly the many ways I achieve this with you. If you have a few tips that I don’t know of, please let me know!

First of all, I charge on my credit card, only the amount I know I’ll be able to pay in full, so I won’t have to pay any interest. If I don’t have the money, I don’t buy. For everyday necessities, I pay with cash. When you pay with a check or credit card, you don’t realize that you’re spending more than you have, unlike with cash, you see exactly what’s left after spending.

I try to by EVERYTHING 2nd hand, and by doing this, I not only save money, but help Mother Earth as much as I can.

Its winter now, and its cold, and I have yet to put on my heaters. I do turn on the electric heater in the bathroom for about 5 minutes to take a shower. At home, I wear very warm clothing, and I sleep with lots of blankets, all of which I bought at the 2nd hand store. I believe I’ve bought only 3 dresses since I’ve been on my own, and inspectorjury already knows one of the dresses will be worn again at my funeral.

I never buy expensive toiletries or beauty items, I use cheap petroleum jelly as a body and face moisturizer, and for my hair, I use mayonnaise to condition it, and drink a small glass every morning of fresh beets and a thumb size gingerroot that I make in my juicer. This makes the hair grow faster, thicker and shiner.

I live in the Sun City, where the sun rays penetrate your skin with fire and makes it burn fast. It’s hot most of the year, but I rarely put on the air conditioner. I’ve had ceiling fans installed in every room, and I use small regular fans when I’m at my computer.

I go to Sam’s once or twice a week and buy in bulk. On weekends, I do a lot of cooking, and make from scratch many dishes, then freeze them. Salad dressing’s are among the many things I’ll make from scratch, because I can make oodles of it for only a couple of dollars, plus they taste much better.

I have a used car and a used truck, and I paid cash for them. By doing things, all I have to buy is Liability Insurance.

For Christmas, I buy nothing, aside from buying a few little inexpensive toys for children, which I buy at the 2nd hand store. I keep away from the holiday shopping insanity completely, because I do have a little temper, and there are a lot of rude people out there. What I do for Christmas is, invite friends and family for a delicious feast, where we enjoy the true gift of being together.

Just a few of the things where money is no object with me is when I buy underwear, my haircuts, and my causes in life, which most of you already know of. I don’t believe in spending money on that which depreciates, but which appreciates only.

Should I ever marry, which I seriously doubt, I’ll make sure not to spend over $500.00!

Do you have tips on saving money that we can all use?

"Formal education will make you a living;
self-education will make you a fortune."
- Jim Rohn




Playgirl's
DAY ONE




Join The NRA

"The Right Of The People To Keep and
Bear Arms, Shall Not Be infringed."

Comments

( 22 comments — Leave a comment )
donchep
Dec. 19th, 2007 10:18 pm (UTC)
Wow, a girl after my own heart.

instead of buying plastic containers, I save every plastic container from margarine tubs, cottage cheese, sour cream, etc. I use them maybe 3 times and then toss them in the plastic recycle bin.

I mainly eat leftovers for lunch. I bought a water filter and drink my own filtered tap water (dasani is filtered tap water).
playgirl
Dec. 19th, 2007 10:53 pm (UTC)
I do the same thing. I used to buy the containers, and would never see them again after I'd give some left over party food to friends. Now, it doesn't matter if I don't get them back, because they are those plastic containers you mentioned.

I have a water dispenser that I bought at the swap last year. I take the 5 gallon jug to the store and fill it up for $1.25. I don't have to be opening the frig. for water, which saves on the utilities. Whenever I go out in the summer, I fill a little lather thermo with this water, too.

I also use grocery bags to line my trash cans.

Oh, and when I take a shower, I wet myself, turn off the water, lather myself up, then turn the water back on to rinse myself FAST.

Water is very expensive here.
moon_shine
Dec. 19th, 2007 10:29 pm (UTC)
You know Savanah you and me sound an awful lot alike when it comes to money :)
All accept that dress, I want to be Naked at my funeral. ;) heheee..

I was always wondering how you got such beautiful hair

That is a real cute pic :o)
playgirl
Dec. 19th, 2007 10:56 pm (UTC)
Thanks Sweety Pie. That's my little Furby baby!

So, you want to be nikkid for your funeral, huh? Sounds like another great saving tip. I think I'll do the same, and leave the dress for one of my girlfriends! ;o)
poetpaladin
Dec. 19th, 2007 11:38 pm (UTC)
Hey dear. Just wanted to say hello and applaud you for being all about poor_skills. Do you belong to the poor_skills community?
playgirl
Dec. 20th, 2007 03:15 pm (UTC)
Thank you, and thank you for the link to that commumity. I had no idea it existed, and just now joined! Now I'll know where to go when I need a cheap flight. :o)
robdurham
Dec. 20th, 2007 12:34 am (UTC)
a book
I've half ass written part of a book about how to save money and be thrifty, not cheap. Chapter 3 is called "I'll just have a water." I can't believe how much people pay for lunch and then throw in another $1.79 for a soda. The book started well but then it almost turned into a book about how fat America is and how they don't need cheese on everything, etc. I'm thin so I can get away with that. I doubt it ever gets published but I should at least finish it sometime along wiht my others that are yet to be finished.

Has anyone else ever gone to 3 different places in a row just to get everything on sale that they need? haha, I only did that twice.
playgirl
Dec. 20th, 2007 03:49 pm (UTC)
Re: a book
I think you should continue writing that book on saving money! In this day and age, when everything is so expensive, I'm sure many people would buy it!

I know exactly what you mean about buying that soda pop, or tea. The waitress assumes I'm a cheap skate when I order water instead, but I set her straight when I leave a tip. I leave the $1.80 I would have spent on that refreshment, plus a little more for her tip. :o)

I have never gone to 3 different places to buy sales. I'd waste so much of my time, and money on the gasoline! :o)
harley1456
Dec. 20th, 2007 01:19 am (UTC)
learn to work on your own car.......

mechanics get around $60 an hour....granted it will take you twice as long, but that is still a $30 an hour part time job....if you think of it that way.
playgirl
Dec. 20th, 2007 03:23 pm (UTC)
I'm sure you've saved a fortune when it comes to fixing all that goes wrong with your auto, because you an excellent mechanic!

The only thing I know how to do when it comes to my car, is place the key in the ignition, and turn! How I wish I could learn mechanics, but I don't think I could learn, because that engine looks so confusing!

I forgot, one other thing I know how to do is change a tire! :o)
harley1456
Dec. 20th, 2007 05:46 pm (UTC)
there are basic classes you can take...there are even some specifically tought by women for women....check out your local adult learning
harley1456
Dec. 20th, 2007 01:20 am (UTC)
never buy bottled water
playgirl
Dec. 20th, 2007 03:28 pm (UTC)
I have to buy the 5 gallon jugs of water, because the tap water has too much chlorine.
harley1456
Dec. 20th, 2007 05:46 pm (UTC)
try putting tap water in the 5 gal jugs and let it sit open for an hour....usually the clorine will evaporate out.
uglyface2
Dec. 20th, 2007 01:21 am (UTC)
Coupons, coupons, coupons. They add up fast; swallow your pride and use the damn things.

I use plastic grocery bags from my shopping trips for smaller garbage cans. They're cheap and usually effective substitutes for "real" garbage bags.
playgirl
Dec. 20th, 2007 03:41 pm (UTC)
I rarely use coupons, because I buy in bulk at Sam's. Take the cheese for example, I buy the big block, divide it in 4's, because it is way too much for me, along with the total it cost me, and my 3 best friends buy it from me.

Another thing I do is, take all the junk mail I receive, cut the blank parts, staple them together, and use them for note pads.

I rarely use paper towels, and if I should use one sheet, I drape it over my dishwasher to dry, so I can use it over and over again. I use cloth dish towels 95% of the time. Oh, and washing the dishes by hand saves so much water and electricity.
playgirl
Dec. 20th, 2007 03:52 pm (UTC)
Oh, another thing about those plastic grocery bags. After I've used the last paper towel, I take the tube, and shove the plastic grocery bags inside of it. I believe 10 or more bags can be shoved into one, then I put the tube inside a kitchen drawer. Try it!
ayoub
Dec. 20th, 2007 11:17 am (UTC)
All great tips! :D
playgirl
Dec. 20th, 2007 03:42 pm (UTC)
Thanks!
desar
Dec. 21st, 2007 12:06 am (UTC)
tips on saving money

- Don't eat out unless it's a rare event
- Buy food in bulk
chriswaterguy
Dec. 22nd, 2007 03:29 am (UTC)
Ceiling fans!
Love 'em! Really pleasant, cheap and enviro friendly.
mr_lunch
Dec. 23rd, 2007 02:24 pm (UTC)
I charge on my credit card, only the amount I know I’ll be able to pay in full, so I won’t have to pay any interest.

That is how I have it set up on my American Express card, no keeping a balance, I pay the thing in full in 30 days.
( 22 comments — Leave a comment )

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